Below is a quick overview of Dental and Vision benefits for 2025. Expand each section for details and paycheck deductions.
If you’d like to download a PDF copy of your medical and prescription rates, click here.
| Benefit | Low Plan | High Plan |
|---|---|---|
| Annual/Calendar Year Maximum | $1,000 | $1,500 |
| Annual/Calendar Year Deductible (Individual/Family) | $50 / $150 | $50 / $150 |
| Preventive Services | 100% | 100% |
| Basic Services | 80% | 80% |
| Major Services | Not Covered | 50% |
| Orthodontia Lifetime Maximum (Under 19) | Not Covered | $1,500 Lifetime Max |
Monthly Paycheck Deductions
| Coverage Level | Low Plan | High Plan |
|---|---|---|
| Employee Only | $16.41 | $21.86 |
| Employee + Spouse | $33.91 | $45.18 |
| Employee + Child(ren) | $36.26 | $48.32 |
| Family | $59.58 | $79.39 |
*See plan documents under benefits for full details.
| Benefit | In-Network Member Cost | Out-of-Network Reimbursement |
|---|---|---|
| Exam | $0 Copay | Up to $40 |
| Lenses | $20 Copay (Standard) $85–$130 Copay (Progressive) | Up to $40 |
| Frames | $150 allowance; 20% off remaining balance | Up to $80 |
| Contact Lenses Instead of Glasses Members cannot use the frame and contact allowance in the same year | ||
| Conventional/Disposable | $130 allowance; 15% off remaining balance | Up to $120 |
| Medically Necessary Contacts | $0 Copay | Up to $200 |
Members cannot use the frame allowance and the contact lens allowance in the same year. ID card not required for vision services.
Monthly Paycheck Deductions
| Coverage Level | Monthly Cost |
|---|---|
| Employee Only | $5.59 |
| Employee + Spouse | $10.62 |
| Employee + Child(ren) | $11.18 |
| Family | $16.43 |
- Use network providers to receive a higher level of benefits.
- Request generic medications when appropriate; they’re often considerably less expensive.
- See your family physician when possible; many conditions can be treated without a specialist.
- Exercise and maintain a proper diet to help reduce doctor visits and prescriptions.
- Participate in the TU Wellness Program; see the wellness section for details.
If you’d like to download a PDF copy of your medical and prescription rates, click here.
