HealthEquity administers HSAs, FSAs, and HRAs for Tulane. If you enroll in the High-Deductible Health Plan (HDHP), you’ll also be enrolled in an HSA. Think of it as a personal savings account for health care expenses with powerful tax advantages. Unused funds roll over and may be invested once eligible.
You can contribute to your HSA through tax-free payroll deductions.
How Your HSA Works
- Contribute funds (up to IRS limits); contributions are not subject to federal income taxes.
- Use HSA dollars to pay for qualified medical expenses, including deductible and coinsurance costs.
- Your account can earn interest tax-free, and once your balance reaches $1,000 you can invest for future growth.
- Unused funds roll over year to year, and if you leave Tulane or retire, the account is yours to keep.
2025 Contribution Limits & Tulane Contribution
| Coverage Level | 2025 IRS Contribution Limit | Tulane Contribution | Your Maximum Contribution |
|---|---|---|---|
| Employee Only | $4,300* | $500 | $3,800 |
| Family | $8,550* | $1,000 | $7,550 |
*If you reach age 55 by December 31, you may contribute an additional $1,000 (catch-up). Federal tax rules shown; state taxes may vary.
Access Your Account
Log in to your HealthEquity account (dual authentication required) to view balances, pay providers, manage claims, and request or manage account cards. If you need an additional card for a spouse/dependent, select the dependent option when submitting your request. Note: a fee may apply for new cards after three requests.
TIAA + HealthEquity Integration
- View and manage your TIAA accounts alongside your HSA.
- Easily switch between TIAA and HealthEquity on tiaa.org.
- View investment options for your HSA funds with TIAA.
- Use the HealthEquity member portal to actively manage your HSA.
Tulane University Wellness Contribution
Employees enrolled in the HDHP can earn up to $500 (employee-only) or $1,000 (family) per year in university HSA contributions by completing designated wellness activities during the year.
Timing and eligibility rules apply; see program materials for specifics.
- Tax references above are federal; state rules may vary.
- Investment options and thresholds follow HealthEquity policy.
- See plan documents for full eligibility and qualified expense details.
Looking for FSA or HRA information? See: Flexible Spending Accounts • Health Reimbursement Arrangements
Want to learn more? Register for upcoming HSA webinars or watch recorded events on the HealthEquity Virtual Events page.
